Beginning in 2019, the Canada Pension Plan (CPP) will be enhanced. These enhancements will only affect you if you work and make contributions to the CPP, as of 2019. 

These enhancements will increase CPP retirement, disability and survivor’s pensions you may receive. Eligibility will not be affected. 

In 2019, the CPP retirement pension will begin to grow to replace one third of your average work earnings, instead of the one quarter it previously covered.

**This is just a reminder of the previously announced changes, as 2019 is quickly approaching. We encourage you to please refer to the Government of Canada’s website for more detailed information.